RBI has been deliberating upon creating an umbrella structure to monitor and regulate co-operative banks (CBs), a long debated proposal. CBs gained lot of prominence subsequent to demonetization for being misused to turn black money into white. Even though they are much smaller in size, they play an important role in meeting the needs of … Continue reading Co-operative Banks – Understanding The Structure..
After growing at over 18% CAGR during FY08-12, bank credit growth came down sharply to 11% during FY12-16 and may fall to single digit in FY17. Although the decline is largely due to economic slowdown, a significant part is also due to shifting priorities with increase in NPAs of specific sectors. Here is a look … Continue reading Banks Loan Composition – An Overview..